Final Expense Insurance
Simple, Affordable Coverage for End-of-Life Costs
Ease the Burden on Your Loved Ones
What Is Final Expense Insurance?
Final expense insurance is a smaller, permanent life policy designed to cover funeral, burial, and other end-of-life expenses. These policies are typically easy to qualify for, with no medical exam required, and provide peace of mind that your family won't face financial stress during a difficult time.
What's Typically Covered
Final expense policies generally cover funeral costs, medical bills, and other outstanding expenses after you pass away.
Common Add-Ons
Some policies allow additional coverage for accidental death or offer flexible payment options.
Who Typically Uses This Coverage
Final expense is popular among seniors who want to ensure their loved ones are not left with unexpected bills.
Frequently Asked Questions About Final Expense
Your Questions About Final Expense-Answered
Final expense insurance is straightforward, but here are some common questions to help you better understand it.
How much coverage can I get?
Most policies range from $5,000 to $25,000, which is sufficient for funeral and end-of-life costs.
Do I need a medical exam?
Typically no-most final expense plans require only basic health questions.
Is final expense insurance expensive?
No, premiums are designed to be affordable for seniors on a fixed income.
Can my family use the payout for anything?
Yes, beneficiaries can use the benefit as needed-though it's designed for end-of-life expenses.
Who should consider final expense coverage?
Anyone who wants a simple way to cover funeral costs and reduce financial stress for loved ones.